Village Bank and Trust Financial Corp. (Nasdaq:VBFC) operates as a bank holding company and provides a range of financial services to small and medium sized businesses, professionals, and individuals through its two segments: Traditional Commercial Banking and Mortgage Banking. With around USD 720 million in assets and 11 branches located in Virginia, the company is well positioned to cater to the needs of its customers.
Comps: United Bancorp, Inc. (Nasdaq:UBCP), First Reliance Bancshares, Inc. (OTCMKTS:FSRL)
Compared to similar firms, Village Bank and Trust Financial Corp. stands out with its impressive earnings per share of 5.3 and higher return-on-equity. Additionally, its profit margin, net income, and yield surpass those of First Reliance Bancshares, while its revenue generation outperforms United Bancorp. Despite reinvesting earnings back into growth instead of a high dividend, Village Bank and Trust Financial Corp. has shown a strong financial performance.