First Capital, Inc. (Nasdaq:FCAP) is the holding company for First Harrison Bank, a regional bank with 18 branches in Indiana and Kentucky. Certainly, they have an emphasis on a sense of community and personalized service. As of Q3 last year, they reported a net income of USD 3.1 million and hold USD 1.15 billion in total assets.
Comps: Northeast Indiana Bancorp, Inc. (OTCMKTS:NIDB), Broadway Financial Corporation (Nasdaq:BYFC)
When we compare First Capital to Northeast Indiana Bancorp and Broadway Financial Corporation, we can see that they generate higher revenues in similar markets. Moreover, First Capital shows higher earnings per share, profit margins, return on equity, as well as a lower price to earnings ratio than Broadway Financial Corporation. In addition, their stock offers a 4% yield to investors.