BankFinancial Corporation (Nasdaq:BFIN) is a bank holding company based in the United States. Its primary subsidiary is BankFinancial, a commercial bank that provides various banking services to individuals and businesses. With a focus on relationship banking, it allows the bank to understand the unique needs of each customer and offer personalized solutions to meet those needs. This strategy allows the bank to establish a strong presence in its target markets and build brand recognition. It had total assets of approximately $1.7 billion as of its most recent filing.
Comps: Landmark Bancorp, Inc. (Nasdaq:LARK), Pathfinder Bancorp, Inc. (Nasdaq:PBHC)
Compared to its peers, what stands out is BanFinancial Corporation’s revenue, revenue growth year-over-year, and returning a yield of 4%. Moreover, its price-to-earnings ratio, profit margin, and net income are better than Landmark Bancorp’s. In addition, its net interest margin, a key measure of profitability, has remained relatively stable over the past several years, indicating a consistent and effective business model.